Privacy Policy for MoneyBloom

Effective Date: March 17, 2026

MoneyBloom is an offline personal finance app. This Privacy Policy explains how information is handled when you use the app.

1. Information Stored by the App

MoneyBloom lets users create and store personal finance records directly on their device. This may include accounts, balances, income, expenses, transfers, budgets, categories, selected currency, app preferences, and optional passcode settings.

2. Where Data Is Stored

MoneyBloom stores user data locally on the device using local app storage and SQLite. The app is designed to work offline and does not require account registration or cloud sync for core finance features.

3. How Information Is Used

Information entered into the app is used only to provide the app’s features, including expense tracking, budgeting, account management, spending analysis, optional passcode protection, and local backup and restore functions.

4. Backups and Restore

If you use the backup feature, MoneyBloom creates backup files on your device. These backup files remain under your control unless you choose to move, export, or share them yourself.

5. In-App Purchases

MoneyBloom uses Google Play Billing for optional digital purchases, such as unlocking passcode protection. Payment processing and related purchase information are handled by Google Play under Google’s own policies. MoneyBloom does not directly collect or store payment card details.

6. Internet and Third-Party Services

Core finance tracking features are designed to work offline. Limited platform services may still be used when required for app distribution, updates, purchase processing, and purchase restoration through Google Play.

7. Data Sharing

MoneyBloom does not sell personal financial information entered into the app. Financial records remain on the user’s device unless the user chooses to export, back up, or share them manually.

8. Data Security

MoneyBloom stores records locally on the device and includes optional passcode protection. However, no method of electronic storage is completely secure, so users should also protect their devices and manage backups carefully.

9. Children’s Privacy

MoneyBloom is not directed to children under the age required by applicable laws unless supervised or permitted by a parent or guardian where appropriate.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

11. Contact Us

For questions about this Privacy Policy, please contact us at:
Email: thecircuitstudio@gmail.com
Address: Camiling, Tarlac